TERMS OF REFERENCE: PME+ ACADEMY EVALUATION
BACKGROUND The Financial Sector Deepening Mozambique – FSDMoç a program funded by the United Kingdom Department for International Development (DFID) and the Swedish Agency for International Development Cooperation (SIDA), supports the development of the financial sector with a focus on financial inclusion. The PME + Academy was conceived and implemented as part of an integrated strategy that a local bank developed and began implementing in September 2015, aiming to strengthen the bank’s position within the SME segment as a true value-added partner and to ensure medium to long-term sustainable market growth in this